/* Sobal Nationwide Health: site-wide v10 look for static pages (Nov 7 2026). Loaded after revamp-v6/v8 CSS; scoped to body.v10.
   Header, top bar and footer markup are unchanged. Brand: green #255F2B, blue #3498DB, deep greens, neutrals. No gold. */
body.v10{--x-g:#255F2B;--x-g2:#1B4721;--x-g3:#14201A;--x-g4:#0E1812;--x-b:#3498DB;--x-b2:#2B86C4;--x-mint:#8FD19E;--x-gt:#EDF5EE;--x-bt:#EAF4FB;--x-soft:#F4F8F5;
 --x-ink:#14201A;--x-txt:#40484A;--x-mut:#5F6B66;--x-ln:#E1E8E3;--x-r:24px;
 --x-sh:0 1px 2px rgba(20,32,26,.05),0 12px 32px -14px rgba(20,32,26,.22);--x-sh2:0 2px 6px rgba(20,32,26,.06),0 30px 60px -24px rgba(20,32,26,.35);
 background:#fff;color:var(--x-txt)}
.v10 main{overflow-x:clip}
.v10 .btn-primary{box-shadow:0 12px 26px -12px rgba(52,152,219,.9)}
.v10 [id]{scroll-margin-top:96px}
/* ---------- avatars ---------- */
.v10 .x-avs{display:inline-flex;flex:0 0 auto;vertical-align:middle}
.v10 .x-avs img{width:36px;height:36px;border-radius:50%;object-fit:cover;border:2px solid #fff;margin-left:-10px;background:#fff;display:inline-block}
.v10 .x-avs img:first-child{margin-left:0}
/* ---------- heroes ---------- */
.v10 .page-hero,.v10 .article-hero{position:relative;color:#fff;background:
 radial-gradient(rgba(255,255,255,.08) 1px,transparent 1.2px) 0 0/22px 22px,
 radial-gradient(720px 420px at 92% 0%,rgba(52,152,219,.34),transparent 62%),
 radial-gradient(800px 480px at 0% 100%,rgba(143,209,158,.16),transparent 60%),
 linear-gradient(135deg,var(--x-g2) 0%,var(--x-g3) 58%,var(--x-g4) 100%)}
.v10 .page-hero{padding:84px 0 92px}
.v10 .page-hero .wrap,.v10 .article-hero .wrap{position:relative}
.v10 .page-hero h1,.v10 .article-hero h1{color:#fff;font-size:clamp(2.3rem,5.2vw,4rem);line-height:1.02;max-width:980px;margin-bottom:18px;text-shadow:0 2px 30px rgba(0,0,0,.2)}
.v10 .page-hero h1 .accent,.v10 .article-hero h1 .accent{color:var(--x-mint)!important}
.v10 .page-hero .lede,.v10 .article-hero .lede{color:#D3DFD7;font-size:1.15rem;max-width:680px}
.v10 .crumbs{display:inline-flex;flex-wrap:wrap;gap:4px;align-items:center;font-size:.8rem;letter-spacing:.06em;color:#BFD0C5;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);padding:6px 14px;border-radius:999px;margin-bottom:22px;backdrop-filter:blur(6px)}
.v10 .crumbs a{color:#fff;font-weight:600}
.v10 .page-hero .eyebrow,.v10 .article-hero .eyebrow{color:var(--x-mint)}
.v10 .state-pill{display:inline-flex;gap:6px;align-items:center;font-weight:700;font-size:.85rem;color:#fff;background:rgba(52,152,219,.25);border:1px solid rgba(52,152,219,.6);padding:6px 14px;border-radius:999px;margin-bottom:14px}
.v10 .page-hero .btn-ghost,.v10 .article-hero .btn-ghost{color:#fff;border-color:rgba(255,255,255,.6);background:rgba(255,255,255,.06)}
.v10 .page-hero .micro{color:#BFD0C5}
.v10 .x-hero-cta{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin:26px 0 8px}
.v10 .x-hero-note{display:inline-flex;align-items:center;gap:10px;font-size:.9rem;color:#E3ECE6;margin-left:6px}
.v10 .x-hero-note .x-avs img{border-color:var(--x-g2)}
.v10 .article-hero{padding:72px 0 0}
.v10 .article-hero .x-hero-cta{margin-bottom:36px}
.v10 .article-hero .hero-ctas{margin-bottom:36px!important}
.v10 .article-img{position:relative;z-index:2;border-radius:28px;aspect-ratio:16/7;margin-bottom:-96px;box-shadow:0 40px 80px -36px rgba(0,0,0,.6);border:1px solid rgba(255,255,255,.12);background:var(--x-g2)}
.v10 .article-hero+.band-cream{background:linear-gradient(180deg,var(--x-soft),#fff 70%)}
.v10 .article-hero+.band-cream .article-wrap{padding-top:136px}
@media (max-width:700px){
 .v10 .page-hero{padding:52px 0 60px}.v10 .article-hero{padding-top:44px}
 .v10 .page-hero h1,.v10 .article-hero h1{font-size:2.05rem}
 .v10 .page-hero .lede,.v10 .article-hero .lede{font-size:1rem}
 .v10 .x-hero-cta .btn{width:100%}.v10 .x-hero-note{margin-left:0;font-size:.84rem}
 .v10 .article-img{aspect-ratio:16/9;border-radius:20px;margin-bottom:-56px}
 .v10 .article-hero+.band-cream .article-wrap{padding-top:84px}
}
/* ---------- article reading layout ---------- */
.v10 .article-wrap{grid-template-columns:minmax(0,1fr) 320px;gap:40px;padding-bottom:88px}
.v10 .article-wrap>.prose{background:#fff;border:1px solid var(--x-ln);border-radius:28px;padding:52px 56px;box-shadow:var(--x-sh);max-width:none}
.v10 .prose{font-size:1.07rem;line-height:1.8;color:var(--x-txt)}
.v10 .prose>p:first-child{font-size:1.16rem;color:var(--x-ink)}
.v10 .prose h2{font-family:var(--display);font-stretch:112%;text-transform:uppercase;font-size:clamp(1.35rem,2.4vw,1.8rem);line-height:1.12;letter-spacing:0;color:var(--x-ink);margin:2em 0 .6em;padding-top:.2em;position:relative}
.v10 .prose h2::before{content:"";display:block;width:44px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--x-g),var(--x-b));margin-bottom:14px}
.v10 .prose h3{font-size:1.2rem;color:var(--x-ink);margin:1.6em 0 .4em}
.v10 .prose a{color:var(--x-g);font-weight:600;text-decoration-color:rgba(52,152,219,.6);text-decoration-thickness:2px;text-underline-offset:3px}
.v10 .prose a:hover{color:var(--x-b2)}
.v10 .prose a.btn{color:#fff;text-decoration:none}
.v10 .prose a.btn-ghost{color:var(--x-g)}
.v10 .prose ul{list-style:none;padding-left:0}
.v10 .prose ul>li{position:relative;padding-left:32px;margin:.55em 0}
.v10 .prose ul>li::before{content:"✓";position:absolute;left:0;top:.35em;width:20px;height:20px;border-radius:50%;background:var(--x-gt);color:var(--x-g);font-size:.7rem;font-weight:800;display:grid;place-items:center;line-height:1}
.v10 .prose ol{padding-left:1.4em}
.v10 .prose ol>li{margin:.55em 0;padding-left:.3em}
.v10 .prose ol>li::marker{color:var(--x-g);font-weight:800}
.v10 .prose strong{color:var(--x-ink)}
.v10 .prose blockquote{margin:1.6em 0;padding:20px 24px;border-radius:18px;background:var(--x-bt);border-left:4px solid var(--x-b);color:var(--x-ink)}
.v10 .prose table{border-collapse:separate!important;border-spacing:0;width:100%;border:1px solid var(--x-ln);border-radius:18px;overflow:hidden;font-size:.95rem;margin:22px 0}
.v10 .prose th{background:var(--x-g)!important;color:#fff!important;font-weight:700;border:0!important;padding:14px 16px!important;text-align:left}
.v10 .prose td{border:0!important;border-top:1px solid var(--x-ln)!important;padding:13px 16px!important;background:#fff}
.v10 .prose tbody tr:nth-child(even) td{background:var(--x-soft)}
.v10 .prose .tablewrap{border-radius:18px;box-shadow:var(--x-sh);margin:22px 0}
.v10 .prose .tablewrap table{margin:0}
.v10 .disclaimer{background:var(--x-soft);border:1px solid var(--x-ln);border-left:4px solid var(--x-b);border-radius:14px;padding:14px 18px!important;font-size:.9rem}
.v10 .author-box{border-radius:22px;background:linear-gradient(135deg,var(--x-gt),#fff 70%);border:1px solid #D4E6D7;box-shadow:var(--x-sh);padding:24px}
.v10 .author-box img{box-shadow:0 0 0 4px #fff,0 0 0 6px var(--x-gt)}
.v10 .aside .card{border-radius:24px;border:1px solid var(--x-ln)!important;box-shadow:var(--x-sh)!important;padding:24px;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);top:100px}
.v10 .aside .card>b{font-family:var(--display);font-stretch:110%;text-transform:uppercase;letter-spacing:.04em;color:var(--x-ink);font-size:.86rem}
.v10 .toc a{border:0;border-left:2px solid var(--x-ln);padding:7px 0 7px 12px;color:var(--x-txt);transition:border-color .15s,color .15s,background .15s}
.v10 .toc a:hover,.v10 .toc a.on{border-left-color:var(--x-g);color:var(--x-g);background:linear-gradient(90deg,var(--x-gt),transparent)}
.v10 .x-side{margin-top:20px;padding:20px;border-radius:20px;color:#fff;text-align:center;background:radial-gradient(260px 160px at 100% 0%,rgba(52,152,219,.4),transparent 70%),linear-gradient(135deg,var(--x-g),var(--x-g3))}
.v10 .x-side .x-avs{margin-bottom:10px}
.v10 .x-side .x-avs img{border-color:var(--x-g2)}
.v10 .x-side b{display:block;font-size:1.02rem}
.v10 .x-side p{font-size:.86rem;color:#D3DFD7;margin:6px 0 14px}
.v10 .x-side .btn{width:100%}
.v10 .x-side-call{display:inline-flex;align-items:center;gap:8px;margin-top:12px;color:#fff;font-weight:700;text-decoration:none}
.v10 .x-side-call svg{width:16px;height:16px}
@media (max-width:960px){.v10 .article-wrap{grid-template-columns:1fr}.v10 .aside .card{position:static}}
@media (max-width:700px){.v10 .article-wrap>.prose{padding:28px 20px;border-radius:22px}.v10 .prose{font-size:1.02rem}}
/* ---------- generic bands (page content + legacy .lg sections) ---------- */
.v10 .band-light{background:#fff}
.v10 .band-cream,.v10 .lg .why{background:linear-gradient(180deg,var(--x-soft),#fff)!important}
.v10 main>section.band-light,.v10 main>section.band-cream,.v10 .lg>section{padding:96px 0}
@media (max-width:700px){.v10 main>section.band-light,.v10 main>section.band-cream,.v10 .lg>section{padding:64px 0}}
.v10 main .band-light h2,.v10 main .band-cream h2,.v10 .lg h2{color:var(--x-ink)}
.v10 .eyebrow{letter-spacing:.18em}
.v10 .lg .eyebrow,.v10 main .band-light .eyebrow,.v10 main .band-cream .eyebrow{color:var(--x-g)}
.v10 .lg .eyebrow::before,.v10 main .band-light .eyebrow::before,.v10 main .band-cream .eyebrow::before{content:"// "}
.v10 .accent-g{color:var(--x-g)}
.v10 .accent-b{color:var(--x-b2)}
.v10 .head-row .lede,.v10 .lg .sub{color:var(--x-mut)}
/* dark bands */
.v10 .band-dark,.v10 .band-dark2,.v10 .lg .insight{background:radial-gradient(900px 420px at 88% -10%,rgba(52,152,219,.22),transparent 60%),radial-gradient(900px 500px at -5% 110%,rgba(37,95,43,.55),transparent 60%),linear-gradient(180deg,var(--x-g3),var(--x-g4))!important;color:#E8EFEA}
.v10 .band-dark h2,.v10 .band-dark2 h2{color:#fff}
.v10 .band-dark .accent,.v10 .band-dark2 .accent{color:var(--x-mint)}
/* cards */
.v10 .tile,.v10 .lg .step,.v10 .lg .lg-card,.v10 .lg .valstrip .vcell,.v10 .lg .fitcell,.v10 .lg .bcard,.v10 .lg .card-box,.v10 .post-card{border-radius:var(--x-r);border:1px solid var(--x-ln);box-shadow:var(--x-sh);transition:transform .3s cubic-bezier(.2,.7,.2,1),box-shadow .3s}
.v10 .tile:hover,.v10 .lg .step:hover,.v10 .lg .lg-card:hover,.v10 .lg .fitcell:hover,.v10 .lg .bcard:hover,.v10 .post-card:hover{transform:translateY(-6px);box-shadow:var(--x-sh2)}
.v10 .band-dark .tile,.v10 .band-dark2 .tile{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);backdrop-filter:blur(8px)}
.v10 .tile{padding:28px}
.v10 .tile .ico,.v10 .lg .step .ic,.v10 .lg .lg-card .lg-tile{border-radius:16px;background:linear-gradient(135deg,var(--x-g),var(--x-g2))!important;color:#fff;box-shadow:0 12px 24px -10px rgba(37,95,43,.8)}
.v10 .tile .ico{width:52px;height:52px}
.v10 .band-dark .tile .ico{background:linear-gradient(135deg,var(--x-b),var(--x-b2))!important;box-shadow:0 12px 24px -10px rgba(52,152,219,.8)}
.v10 .lg .step{padding:36px 30px}
.v10 .lg .step .n{color:var(--x-gt)}
.v10 .lg .lg-card .lg-tile{box-shadow:0 12px 24px -10px rgba(37,95,43,.8)}
.v10 .lg .lg-card .link{color:var(--x-b2)}
.v10 .lg .valstrip .vcell{padding:26px 18px;background:#fff}
.v10 .lg .valstrip .vcell b{font-size:clamp(1.8rem,3vw,2.4rem);color:var(--x-g);font-stretch:120%}
.v10 .lg .pill-tag{border-radius:999px;background:var(--x-gt);border-color:#D4E6D7}
.v10 .lg .img-rounded,.v10 .lg .bernie-img{border-radius:28px;box-shadow:var(--x-sh2);position:relative}
.v10 .lg .img-rounded::after{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:inset 0 0 0 1px rgba(20,32,26,.06);pointer-events:none}
.v10 .lg .card-box{background:#fff;padding:44px 48px}
@media (max-width:700px){.v10 .lg .card-box{padding:26px 20px}}
.v10 .lg .info-card{border-radius:28px;background:radial-gradient(400px 220px at 100% 0%,rgba(52,152,219,.35),transparent 70%),linear-gradient(135deg,var(--x-g2),var(--x-g3))}
.v10 .lg .info-card a{color:var(--x-mint)}
/* forms (CSS only; markup unchanged) */
.v10 .lg .cform{background:#fff;border:1px solid var(--x-ln);border-radius:28px;padding:32px;box-shadow:var(--x-sh2)}
.v10 .lg .cform input,.v10 .lg .cform textarea{border:1.5px solid var(--x-ln);border-radius:14px;transition:border-color .15s,box-shadow .15s}
.v10 .lg .cform input:focus,.v10 .lg .cform textarea:focus{outline:none;border-color:var(--x-b);box-shadow:0 0 0 4px rgba(52,152,219,.18)}
.v10 .lg .cform .consent{background:var(--x-soft);border:1px solid var(--x-ln)}
.v10 .lg .cform input[type=checkbox]{accent-color:var(--x-g)}
@media (max-width:700px){.v10 .lg .cform{padding:20px 16px}}
/* FAQ */
.v10 .lg .faq-cat{font-size:clamp(1.3rem,2.4vw,1.7rem);margin:0 0 16px;padding-top:6px}
.v10 .lg .faq-item,.v10 .faq details{border-radius:18px;border:1px solid var(--x-ln);box-shadow:0 1px 2px rgba(20,32,26,.04);transition:box-shadow .25s}
.v10 .lg .faq-item[open],.v10 .faq details[open]{box-shadow:var(--x-sh)}
.v10 .lg .faq-item summary{padding:20px 22px;color:var(--x-ink)}
.v10 .lg .faq-item .fi{background:var(--x-gt);color:var(--x-g);width:30px;height:30px}
.v10 .lg .faq-item[open] .fi{background:var(--x-g);color:#fff;transform:rotate(45deg)}
.v10 .lg .calc{border-radius:28px;box-shadow:var(--x-sh2)}
.v10 .lg input[type=range]{accent-color:var(--x-g)}
/* tables outside articles */
.v10 .compare{border-radius:20px}
/* post cards / video cards */
.v10 .post-card .kicker{color:var(--x-b2)}
.v10 .post-card .thumb img{transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.v10 .post-card:hover .thumb img{transform:scale(1.05)}
.v10 .lg .yt-lite{border-radius:24px;box-shadow:var(--x-sh2)}
/* ---------- closing band ---------- */
.v10 .final{position:relative;isolation:isolate;padding:112px 0;background:
 radial-gradient(700px 360px at 85% 10%,rgba(52,152,219,.4),transparent 60%),
 linear-gradient(135deg,rgba(37,95,43,.95) 0%,rgba(20,32,26,.93) 100%),
 url(/img/revamp-v8/m/1793656858011_Owner-asks-broker-about-coverage-before-enrolling-27eae0-640.webp) center/cover no-repeat}
.v10 .final h2{color:#fff;font-size:clamp(2rem,4.6vw,3.4rem);max-width:900px;margin-left:auto;margin-right:auto}
.v10 .final .accent{color:var(--x-mint)}
.v10 .final .lede{color:#DCE8DE}
.v10 .final .btn-ghost{color:#fff}
.v10 .final .hero-ctas{justify-content:center;margin-top:28px}
.v10 .x-final-team{display:inline-flex;align-items:center;gap:14px;margin-top:22px;padding:10px 18px 10px 12px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(8px);font-size:.92rem;color:#E8F0EA}
.v10 .x-final-team .x-avs img{border-color:#1F4D24}
@media (max-width:640px){.v10 .final{padding:76px 0 92px}.v10 .x-final-team{flex-direction:column;border-radius:22px;text-align:center}}
/* ---------- mobile quick bar ---------- */
.v10 .x-mbar{display:none}
@media (max-width:640px){
 .v10 .x-mbar{display:grid;grid-template-columns:1fr 1.6fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:90;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-top:1px solid var(--x-ln);box-shadow:0 -10px 30px -20px rgba(20,32,26,.5);transform:translateY(110%);transition:transform .3s ease}
 .v10.x-show-mbar .x-mbar{transform:none}
 .v10 .x-mbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;border-radius:999px;font-weight:700;text-decoration:none;color:var(--x-g);border:1.5px solid var(--x-ln)}
 .v10 .x-mbar svg{width:17px;height:17px}
 .v10 .x-mbar a.go{background:var(--x-b);border-color:var(--x-b);color:#fff}
 .v10.x-show-mbar .sobal-wa-float{bottom:84px!important}
 .v10 .site-foot{padding-bottom:100px}
}
.v10 .sobal-wa-float{transition:transform .2s ease,bottom .3s ease}
/* ---------- motion ---------- */
@media (prefers-reduced-motion:no-preference){
 .v10.x-rv-on .rv{opacity:0;transform:translateY(22px);transition:opacity .8s ease var(--d,0ms),transform .8s cubic-bezier(.2,.7,.2,1) var(--d,0ms)}
 .v10.x-rv-on .rv.in{opacity:1;transform:none}
 .v10 .page-hero .wrap>*,.v10 .article-hero .wrap>*{animation:x10up .8s cubic-bezier(.2,.7,.2,1) both}
 .v10 .page-hero .wrap>*:nth-child(2),.v10 .article-hero .wrap>*:nth-child(2){animation-delay:.06s}
 .v10 .page-hero .wrap>*:nth-child(n+3),.v10 .article-hero .wrap>*:nth-child(n+3){animation-delay:.12s}
}
@keyframes x10up{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.v10 .tile:hover,.v10 .lg .step:hover,.v10 .lg .lg-card:hover,.v10 .post-card:hover{transform:none}}
/* WordPress posts: aside holds only the advisor card -> no double frame; on small screens the sticky mobile bar replaces it */
.v10 .aside .card:has(>.x-side:only-child){padding:0;background:none;border:0!important;box-shadow:none!important;backdrop-filter:none}
@media (max-width:960px){.v10 .aside:has(>.card>.x-side:only-child){display:none}}
/* legacy .lg sections used full-bleed wraps; align them with header/hero/footer width */
.v10 .lg .wrap{max-width:var(--max,1200px)}
/* small screens: keep the article TOC, let the sticky Call / Get a Quote bar replace the aside advisor card so readers reach the content sooner */
@media (max-width:960px){.v10 .aside .x-side{display:none}}