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Individual & Family Insurance, Wherever You Are

Florida-based, licensed in 31 states. Flexible options customized to your needs and budget — coverage that travels with you.

Health Insurance Made Easy

Create a Custom Package Built for You

As a licensed agent, I can talk with you about your options, provide flexible choices, and tailor a plan to fit your needs and budget.

Medically Underwritten Health InsuranceAccident InsuranceFixed Indemnity PlansDental InsuranceVision InsuranceMany More
Book a Personal / Family Discovery Call ↗
Is This You?

This Is Perfect for You If…

You're self-employed, 1099, or run a small business
You earn too much to qualify for Marketplace subsidies
You're staring down an expensive COBRA offer
You're reasonably healthy and want to see what that's worth
You want a real person who answers — in English or Spanish
You'd rather get guidance in 15 minutes than research for weeks
That's Me — Book My Free Call →
Decision Guide

Which Lane Fits You?

Three main paths to coverage. Here is the honest comparison most agents will not show you.

ACA Marketplace

Best if you...

  • Have pre-existing conditions
  • Qualify for income-based subsidies
  • Want guaranteed acceptance

Enrollment: Annual window + life events

Private Medically Underwritten My Specialty

Best if you...

  • Are reasonably healthy
  • Want nationwide PPO — any doctor
  • Earn too much for subsidies

Enrollment: Year-round

Supplemental & Fixed Indemnity

Best if you...

  • Want to fill gaps in existing coverage
  • Need accident or critical illness protection
  • Want dental & vision bundled

Enrollment: Year-round

Not sure? That is literally my job.

Let Bernie Match You in 15 Minutes →
Compare Coverage

Optimal Plans, Customized for You

Health

  • Any Doctor, Any Hospital!
  • 24-hour coverage, on or off the job
  • Portable coverage
  • Quality coverage for periods of critical illness
  • Wellness & health screening benefits available

Dental

  • 3 plans tailored for your needs
  • Preventative dental care coverage
  • Basic dental care coverage
  • Major dental services available
  • Orthodontic care services available

Vision

  • Up to 84% savings on vision services
  • Over 71,000 providers to choose from
  • Comprehensive eye exam coverage
  • Corrective lenses & contacts coverage
  • Annual allowance towards frames
Carriers

Top-Rated Carriers I Have Access To

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Round Out Your Protection

Supplemental Coverage, À La Carte

Stack affordable add-ons onto any health plan to close the gaps that cause the biggest bills.

Accident Insurance

Cash benefits when an injury brings emergency bills — on or off the job.

Critical Illness

A lump-sum payout on diagnosis of covered conditions, so finances never dictate treatment.

Fixed Indemnity

Predictable cash payments for everyday care events — simple, defined, budget-friendly.

Dental

Preventative through major care, with orthodontic options for the whole family.

Vision

Exams, frames, and contacts — with savings of up to 84% across 71,000+ providers.

Life Insurance

Protect your family’s financial future with term coverage that fits your budget.

60-Second Straight Talk

Watch Before You Decide

Before you accept COBRA, know this
Self-employed? The myths you have believed

Ready to Feel Confident About Your Coverage?

Call, book, or send the form — Bernie personally answers.
(305) 900-5903 · 8050 SW 10th St, Plantation, FL 33324

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