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Business Health Insurance, Built Around Your Team

Serving owners in all 31 states we are licensed in — private coverage customized to your requirements, spending capacity, and way of life.

Bernie Sobalvarro, business health insurance specialist
For Business Owners

Having Insurance Guarantees Your Existence

Customized Service

There is no "one size fits all" approach to health insurance. I'll assist you in finding a strategy customized to your unique requirements, spending capacity, and way of life.

Quality Care

I am prepared to fight for you because I am an authority in the field. Get a quote immediately, and I'll uncover the ideal strategy for your particular need.

Book a Business Discovery Call
Coverage Options

Health · Dental · Vision

Health

  • Any Doctor, Any Hospital!
  • 24-hour coverage, on or off the job
  • Portable coverage
  • Quality coverage for periods of critical illness
  • Wellness & health screening benefits available

Dental

  • 3 plans tailored for your needs
  • Preventative dental care coverage
  • Basic dental care coverage
  • Major dental services available
  • Orthodontic care services available

Vision

  • Up to 84% savings on vision services
  • Over 71,000 providers to choose from
  • Comprehensive eye exam coverage
  • Corrective lenses & contacts coverage
  • Annual allowance towards frames
Why Offer Benefits

The Business Case Is Simple

$0Broker fees — carriers pay me, your premium is identical
100%Employer premium contributions are generally tax-deductible
#1Health coverage is the most-requested benefit when hiring
2–4 wksFrom same-day quote to active coverage
Owners Ask Me

Small Business FAQs

Am I required to offer insurance to my team?+

Not under 50 full-time-equivalent employees. But carriers usually require you to cover at least half the employee-only premium — and offering coverage is the most powerful retention tool a small business has.

What will it cost me per employee?+

Roughly $300–$700 per employee per month before your contribution split. Run your numbers in the cost estimator →

Can my LLC or S-corp qualify?+

Yes — structure is not the obstacle. You need at least one eligible W-2 employee besides yourself on the plan.

Are premiums tax-deductible?+

Generally yes, as a business expense — and businesses under 25 FTEs may qualify for the Small Business Health Care Tax Credit. Confirm specifics with your CPA.

Ready to Feel Confident About Your Coverage?

Call, book, or send the form — Bernie personally answers.
(305) 900-5903 · 8050 SW 10th St, Plantation, FL 33324

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